Hi Traci72, I have definitely been upfront with each agency. I have actually narrowed the agencies down to 3 agencies. I told one of the agencies that's i already completed the Psychological Rxam and she told me that didn't matter and she wanted me to give her the opportunity to see if her agency is just as good. I really dont understand the differences with the agencies. I am really just excited about being a surrogate. But now understanding that there is money being invested initially I am going to ask each agency why do they want me to continue with he psych exams, and medical exam with there agency as I have already done it with one already. Also being that I work at Children Protective Services (CPS), and see so many stories I believe it has made me even more eager to begin this journey. Also Traci72, I have been seeing all your answers to people's questions and I want to thank you for sharing your experiences and knowledge.