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hahahasyyke

Any input would be helpful! :)

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So, just looking over my policy. This is the only thing that stood out to me in mention of surrogacy. Other surrogacy mentions were about "non-member surrogates" but this one I wasn't sure what it meant -

 

Surrogate Mothers

All services related to surrogate parenting, including infertility testing and treatment, are not

covered.

 

Would this typically mean me as a surrogate or another surrogate if I were to be an IP? I was able to establish that it doesn't cover IVF treatments, but in the maternity section that is the only exclusion listed related to surrogacy besides, as I said, non member surrogates.

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And I may or may not have been looking at the wrong handbook just now. :rolleyes: this can be quite a head scratcher!

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okay - So after some somewhat frustrating searching and scouring... It appears that my handbook does not mention surrogacy at all. That's good right? It just says it doesn't cover IVF - but it covers maternity etc, with no exclusions about surrogacy mentioned.

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If thats the case you might be in the clear. I would just double with your attorney and agency if you have one.

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Wahoo!

I don't have an attorney for surrogacy yet - I'm looking to go independent, and have been under the impression that attorney stuff should be covered by IPs. Do you think I should seek an attorney myself before hand and just eat the cost of an initial visit concerning insurance and such?

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I don't think there is any need to see a lawyer before you are matched. IP's should pay all your attorneys fees. If you are independent I would tell possible IP's that you don't think or see an exclusion but you wont know for sure until a professional can confirm this. I'm sure some of the more experienced ladies on here can be more concise.

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