Do you have 100% Maternity Coverage?
Posted 06 March 2008 - 11:08 AM
I have an individual self-purchased health insurance policy since my work doesn't offer a group plan. (I work for a small non-profit organization with 2 employees.)
I am actually eligible for a health insurance plan with complete 100% coverage for everything, however, I can't use it while being a surrogate and I can't have it even for general medical coverage if I have other insurance coverage (which I do so I can do another surrogacy).
Posted 06 March 2008 - 11:29 AM
Posted 06 March 2008 - 12:26 PM
This time I plan to deliver here at the hospital I work at, so everything will be covered.
Posted 06 March 2008 - 03:12 PM
I have a choice depending upon which care provider I choose and where I live (if I have a choice).
I can be covered 100% with no deductibles or
I can be covered 80/20 with a $150 deductible ($3000 cap yearly for family)
The place I live now I have to use the 80/20 insurance. Still, it is pretty good insurance.
Posted 06 March 2008 - 03:29 PM
I'm now on a PPO with a deductible and after the ded it pays at 80/20 until max out of pocket at $1600. Then it pays the rest at 100%. And with my delivery of Carter last year, I easily hit my max.
ETA...I think nowadays it is less likely that ppl have 100% coverage cuz of the costs. My 100% plan was over $900/mo for a family. My new(er) plan is a much more affordable $240/mo for the family.